{"id":158555,"date":"2025-06-18T12:19:01","date_gmt":"2025-06-18T16:19:01","guid":{"rendered":"https:\/\/www.fbl.com\/?page_id=158555"},"modified":"2025-10-02T12:00:58","modified_gmt":"2025-10-02T16:00:58","slug":"politique-de-confidentialite","status":"publish","type":"page","link":"https:\/\/www.fbl.com\/en\/politique-de-confidentialite\/","title":{"rendered":"Privacy Policy."},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-0\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h1 class=\"h2\" ><span><\/p><\/span><span><h1 class=\"ai-optimize-6 ai-optimize-introduction\">Privacy Policy.<\/h1><\/span><span><p class=\"ai-optimize-7\"><\/span><\/h1><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><\/p>\n<p class=\"ai-optimize-8 ai-optimize-introduction\"><strong data-start=\"295\" data-end=\"315\">FBL S.E.N.C.R.L.<\/strong><br data-start=\"315\" data-end=\"318\" \/>Last updated: June 18, 2025<\/p>\n<p class=\"ai-optimize-1128\">\n<\/div><div class=\"divider-wrapper\"  >\n    <hr class=\"separator-no-padding\"  \/>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-1\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode_text_column\" ><\/p>\n<h3 class=\"ai-optimize-1129\" data-start=\"360\" data-end=\"393\">1. ACCEPTANCE OF TERMS<\/h3>\n<p class=\"ai-optimize-1130\" data-start=\"395\" data-end=\"750\">Welcome to the <strong data-start=\"424\" data-end=\"444\">FBL S.E.N.C.R.L.<\/strong> website (\u201cFBL\u201d or \u201cwe\u201d), accessible at <a class=\"\" href=\"https:\/\/www.fbl.com\/en\/\" target=\"_new\" rel=\"noopener\" data-start=\"491\" data-end=\"525\">www.fbl.com<\/a>By accessing or using this site, you agree to these Terms of Use and our Privacy Policy. If you do not agree with any part of these, please stop using our website.<\/p>\n<p class=\"ai-optimize-1131\" data-start=\"752\" data-end=\"880\">We reserve the right to modify this document at any time without notice. The current version is available online.<\/p>\n<p class=\"ai-optimize-1132\">\n<\/div><div class=\"divider-wrapper\"  >\n    <hr class=\"separator-no-padding\"  \/>\n<\/div>\n<div class=\"uncode_text_column\" ><\/p>\n<h3 class=\"ai-optimize-1133\" data-start=\"887\" data-end=\"918\">2. INTELLECTUAL PROPERTY<\/h3>\n<p class=\"ai-optimize-1134\" data-start=\"920\" data-end=\"1195\">All content displayed on our website \u2014 including texts, images, logos, videos, graphic elements, documents, and more (\u201cthe Content\u201d) \u2014 is the property of FBL or its partners and is protected by applicable copyright and trademark laws.<\/p>\n<p class=\"ai-optimize-1135\" data-start=\"1197\" data-end=\"1429\">You are permitted to view, download, or print a copy of the Content strictly for personal use, provided that all intellectual property notices remain intact. Any other use without written consent is prohibited.<\/p>\n<p class=\"ai-optimize-1136\">\n<\/div><div class=\"divider-wrapper\"  >\n    <hr class=\"separator-no-padding\"  \/>\n<\/div>\n<div class=\"uncode_text_column\" ><\/p>\n<h3 class=\"ai-optimize-1137\" data-start=\"1436\" data-end=\"1471\">3. LIMITATION OF LIABILITY<\/h3>\n<p class=\"ai-optimize-1138\" data-start=\"1473\" data-end=\"1707\">The information published on our website is provided for informational purposes only, \u201cas is,\u201d without any warranty of any kind. We do not guarantee the accuracy, completeness, or error-free nature of the content, nor its uninterrupted availability.<\/p>\n<p class=\"ai-optimize-1139\" data-start=\"1709\" data-end=\"1884\">FBL disclaims all liability for any direct or indirect damages resulting from the use of the website or its content, including the transmission of computer viruses.<\/p>\n<p class=\"ai-optimize-1140\">\n<\/div><div class=\"divider-wrapper\"  >\n    <hr class=\"separator-no-padding\"  \/>\n<\/div>\n<div class=\"uncode_text_column\" ><\/p>\n<h3 class=\"ai-optimize-173\" data-start=\"1891\" data-end=\"1924\">4. LINKS TO THIRD-PARTY SITES<\/h3>\n<p class=\"ai-optimize-174\" data-start=\"1926\" data-end=\"2178\">Our website may contain links to other websites. FBL has no control over these sites and is not responsible for their content or privacy practices. We encourage you to review their respective policies.<\/p>\n<p class=\"ai-optimize-1141\">\n<\/div><div class=\"divider-wrapper\"  >\n    <hr class=\"separator-no-padding\"  \/>\n<\/div>\n<div class=\"uncode_text_column\" ><\/p>\n<h3 class=\"ai-optimize-1142\" data-start=\"2185\" data-end=\"2245\">5. COLLECTION AND USE OF PERSONAL INFORMATION<\/h3>\n<h4 class=\"ai-optimize-1143\" data-start=\"2247\" data-end=\"2296\">a) Automatically Collected Information<\/h4>\n<p class=\"ai-optimize-1144\" data-start=\"2298\" data-end=\"2473\">When you browse our site, we collect certain anonymous data such as your IP address, browser type, and pages visited for statistical purposes.<\/p>\n<h4 class=\"ai-optimize-1145\" data-start=\"2475\" data-end=\"2520\">b) Information Provided Voluntarily<\/h4>\n<p class=\"ai-optimize-1146\" data-start=\"2522\" data-end=\"2835\">We only collect personal information that you voluntarily provide (e.g., forms, service registrations, contest participation). This information is used solely for the purposes for which it was provided or otherwise with your explicit consent.<\/p>\n<p class=\"ai-optimize-1147\">\n<\/div><div class=\"divider-wrapper\"  >\n    <hr class=\"separator-no-padding\"  \/>\n<\/div>\n<div class=\"uncode_text_column\" ><\/p>\n<h3 class=\"ai-optimize-324\" data-start=\"2842\" data-end=\"2882\">6. USE OF YOUR INFORMATION<\/h3>\n<p class=\"ai-optimize-325\" data-start=\"2884\" data-end=\"2949\">FBL may use the personal information collected to:<\/p>\n<ul data-start=\"2951\" data-end=\"3116\">\n<li class=\"ai-optimize-326\" data-start=\"2951\" data-end=\"2976\">\n<p class=\"ai-optimize-327\" data-start=\"2953\" data-end=\"2976\">Communicate with you;<\/p>\n<\/li>\n<li class=\"ai-optimize-328\" data-start=\"2977\" data-end=\"3023\">\n<p class=\"ai-optimize-329\" data-start=\"2979\" data-end=\"3023\">Manage contests, promotions, or surveys;<\/p>\n<\/li>\n<li class=\"ai-optimize-330\" data-start=\"3024\" data-end=\"3062\">\n<p class=\"ai-optimize-331\" data-start=\"3026\" data-end=\"3062\">Comply with legal obligations;<\/p>\n<\/li>\n<li class=\"ai-optimize-332\" data-start=\"3063\" data-end=\"3116\">\n<p class=\"ai-optimize-333\" data-start=\"3065\" data-end=\"3116\">Improve our services and user experience.<\/p>\n<\/li>\n<\/ul>\n<p class=\"ai-optimize-334\" data-start=\"3118\" data-end=\"3211\">We do not sell or share your data without your consent, except where required by law.<\/p>\n<p class=\"ai-optimize-1148\">\n<\/div><div class=\"divider-wrapper\"  >\n    <hr class=\"separator-no-padding\"  \/>\n<\/div>\n<div class=\"uncode_text_column\" ><\/p>\n<h3 class=\"ai-optimize-1149\" data-start=\"3218\" data-end=\"3249\">7. RETENTION AND SECURITY<\/h3>\n<p class=\"ai-optimize-1150\" data-start=\"3251\" data-end=\"3472\">Data is retained only as long as necessary to fulfill the purposes for which it was collected. We implement strict security measures\u2014both electronic and physical\u2014to protect your personal information.<\/p>\n<p class=\"ai-optimize-1151\">\n<\/div><div class=\"divider-wrapper\"  >\n    <hr class=\"separator-no-padding\"  \/>\n<\/div>\n<div class=\"uncode_text_column\" ><\/p>\n<h3 class=\"ai-optimize-1152\" data-start=\"3479\" data-end=\"3503\">8. COOKIES<\/h3>\n<p class=\"ai-optimize-1153\" data-start=\"3505\" data-end=\"3706\">Our website uses cookies to optimize your browsing experience. You can disable them in your browser settings, though doing so may limit some features.<\/p>\n<p class=\"ai-optimize-1154\">\n<\/div><div class=\"divider-wrapper\"  >\n    <hr class=\"separator-no-padding\"  \/>\n<\/div>\n<div class=\"uncode_text_column\" ><\/p>\n<h3 class=\"ai-optimize-1155\" data-start=\"3713\" data-end=\"3760\">9. DATA SUBJECT RIGHTS (Bill 25)<\/h3>\n<p class=\"ai-optimize-1156\" data-start=\"3762\" data-end=\"3782\">You have the right to:<\/p>\n<ul data-start=\"3784\" data-end=\"3948\">\n<li class=\"ai-optimize-1157\" data-start=\"3784\" data-end=\"3843\">\n<p class=\"ai-optimize-1158\" data-start=\"3786\" data-end=\"3843\">Access the information we hold about you;<\/p>\n<\/li>\n<li class=\"ai-optimize-1159\" data-start=\"3844\" data-end=\"3896\">\n<p class=\"ai-optimize-1160\" data-start=\"3846\" data-end=\"3896\">Request correction or deletion of that information;<\/p>\n<\/li>\n<li class=\"ai-optimize-1161\" data-start=\"3897\" data-end=\"3948\">\n<p class=\"ai-optimize-1162\" data-start=\"3899\" data-end=\"3948\">Withdraw your consent to its use.<\/p>\n<\/li>\n<\/ul>\n<p class=\"ai-optimize-1163\" data-start=\"3950\" data-end=\"4022\">To exercise these rights, please contact us at the address below.<\/p>\n<p class=\"ai-optimize-1164\">\n<\/div><div class=\"divider-wrapper\"  >\n    <hr class=\"separator-no-padding\"  \/>\n<\/div>\n<div class=\"uncode_text_column\" ><\/p>\n<h3 class=\"ai-optimize-1165\" data-start=\"4029\" data-end=\"4050\">10. INDEMNIFICATION<\/h3>\n<p class=\"ai-optimize-1166\" data-start=\"4052\" data-end=\"4256\">By using this site, you agree to indemnify FBL, its employees, officers, subsidiaries, and partners against any claims arising from your use of the site or any violation of these Terms.<\/p>\n<p class=\"ai-optimize-1167\">\n<\/div><div class=\"divider-wrapper\"  >\n    <hr class=\"separator-no-padding\"  \/>\n<\/div>\n<div class=\"uncode_text_column\" ><\/p>\n<h3 class=\"ai-optimize-1168\" data-start=\"4263\" data-end=\"4287\">11. APPLICABLE LAW<\/h3>\n<p class=\"ai-optimize-1169\" data-start=\"4289\" data-end=\"4480\">These Terms are governed by the laws of the Province of Qu\u00e9bec and applicable Canadian laws. Any disputes shall be submitted to the competent courts in the district of Montr\u00e9al.<\/p>\n<p class=\"ai-optimize-1170\">\n<\/div><div class=\"divider-wrapper\"  >\n    <hr class=\"separator-no-padding\"  \/>\n<\/div>\n<div class=\"uncode_text_column\" ><\/p>\n<h3 class=\"ai-optimize-895\" data-start=\"4487\" data-end=\"4509\">12. CONTACT US<\/h3>\n<p class=\"ai-optimize-896\" data-start=\"4511\" data-end=\"4610\">For any questions regarding this policy or your personal information, please contact us at<\/p>\n<p class=\"ai-optimize-896\" data-start=\"4511\" data-end=\"4610\"><strong data-start=\"4615\" data-end=\"4633\"><a class=\"cursor-pointer\" href=\"mailto:groupe@fbl.com\" rel=\"noopener\" data-start=\"4617\" data-end=\"4631\">groupe@fbl.com<\/a><\/strong><br data-start=\"4633\" data-end=\"4636\" \/><strong data-start=\"4639\" data-end=\"4659\">FBL S.E.N.C.R.L.<\/strong><\/p>\n<p class=\"ai-optimize-1171\">\n<\/div><div class=\"divider-wrapper\"  >\n    <hr class=\"separator-no-padding\"  \/>\n<\/div>\n<div class=\"uncode_text_column\" ><\/p>\n<p class=\"ai-optimize-895\" data-start=\"4487\" data-end=\"4509\">\u00a9 2025 FBL S.E.N.C.R.L. \u2013 All rights reserved.<\/p>\n<p class=\"ai-optimize-8\">\n<\/div><div class=\"empty-space empty-single\" ><span class=\"empty-space-inner\"><\/span><\/div>\n<\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-1\" data-row=\"script-row-unique-1\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-1\"));<\/script><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"Politique de confidentialit\u00e9FBL S.E.N.C.R.L.Derni\u00e8re mise \u00e0 jour : 18 juin 2025 1. ACCEPTATION DES CONDITIONS Bienvenue sur le site Web [...]","protected":false},"author":7,"featured_media":160596,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-158555","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.3 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Politique de confidentialit\u00e9 - FBL<\/title>\n<meta name=\"description\" content=\"44 ans de services pour la r\u00e9ussite de votre entreprise. Chez FBL, nous sommes plus qu\u2019un simple cabinet comptable. Nous avons la conviction que votre succ\u00e8s et le n\u00f4tre sont intimement li\u00e9s.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fbl.com\/en\/politique-de-confidentialite\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Politique de confidentialit\u00e9\" \/>\n<meta property=\"og:description\" content=\"44 ans de services pour la r\u00e9ussite de votre entreprise. Chez FBL, nous sommes plus qu\u2019un simple cabinet comptable. 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